Owned SaaS · Merchant Assessment
Scan merchant exposure. Report what to fix next
Discover declared and undeclared merchant internet assets, identify vulnerabilities, and generate actionable reports with remediation guidance—plus an AI assistant for operational questions.
Built for payment-ecosystem and merchant security teams that need continuous posture visibility across a growing estate.
- Asset discovery
- Vulnerability findings
- Multi-format reports
- AI chatbot
Outcomes
What teams gain with Merchant Assessment
Broader asset coverage
Scan known and discovered merchant assets so undeclared exposure is harder to miss.
- Compliant 58%
- Pending 27%
- Non-compliant 15%
Reports teams can use
Standard, technical, detail, and AI reports—matched to executives and practitioners.
Completion trend · sample
Remediation clarity
Pair findings with remediation guidance so teams know what to fix, not only what failed.
Compliant 54%Non-compliant 46%
Capabilities
Built for the work security teams actually do
Select a capability—the instrument panel on the right shows how that work moves, without repeating the product screenshot stage.
Asset scanning
Declared and undeclared coverage
Known and discovered merchant assets mapped across the estate—illustrative sample.
- Compliant 58%
- Pending 27%
- Non-compliant 15%
- Declared
checkout.payco.com
Merchant internet asset
- Declared
api.merchant.io
Merchant internet asset
- Undeclared
staging.payco.net
Merchant internet asset
How it works
A clear path from onboard to remediation
01
Onboard merchants
Bring merchants into the program and establish the asset and scanning baseline.
Merchants
140+
02
Scan the estate
Discover declared and undeclared internet assets and collect vulnerability findings.
Assets
Declared+
03
Score and report
Review risk and compliance scores, then generate the report format your audience needs.
Reports
4 types
04
Guide remediation
Use remediation steps and the AI assistant to prioritize fixes and operational follow-up.
AI
Ready
Framework alignment
Illustrative coverage across common merchant and security frameworks.
FAQ
Questions we get asked
- What is Merchant Assessment?
- Merchant Assessment is an owned SaaS product that discovers merchant internet assets, identifies vulnerabilities, and produces remediation-ready reports.
- Who uses Merchant Assessment?
- Payment-ecosystem and merchant security teams that need posture visibility across a growing merchant estate.
- What does it scan?
- Declared and undeclared merchant internet assets within the product’s discovery model—useful coverage for merchant estates, not a promise of infinite asset detection.
- What do teams get back?
- Multi-format reports with remediation guidance, plus an AI assistant for operational questions about findings and next steps.
- How does it relate to PCI DSS?
- It is useful where merchant security programmes reference PCI-oriented controls. It does not claim PCI certification for CixOcean or for every merchant assessed.
Next step
See Merchant Assessment in your environment
Book a walkthrough with our team, or talk with sales about how this product fits your program.